General Liability

Protect your business from off-road accidents, injuries, and lawsuits.

General Liability

Auto Liability

Mandatory coverage for injuries or property damage caused by your truck.

business auto

Covers employee medical costs and wages for work-related injuries.

Workers compensation

Workers Compensation

Commercial Property

Commercial Property

Covers buildings, equipment, inventory, and business property from damage.

Professional Liability (E&O)

Protects professionals from claims of errors, negligence, and inadequate work.

Workers compensation

Commercial Umbrella

Additional liability coverage beyond primary policy limits for major claims.

business umbrella

Coverage Types

Commercial Insurance

Running a business is tough without the unexpected. Garland Insurance shops 30+ carriers to find commercial coverage that keeps your business protected, compliant, and ready for growth at a cost that fits your budget.

General Liability

Protect your business from third-party claims and lawsuits.

Commercial Property

Protection for your buildings, equipment, and business contents.

Workers Compensation

Coverage for employee injuries and required in most states.

Business Owners Policy (BOP)

Bundle property, liability, and income protection in one package.

Commercial Auto

Coverage for business vehicles from accidents, liability, and damage.

Professional Liability (E&O)

E&O coverage protecting professionals from negligence and error claims.

Commercial Umbrella

Extra liability coverage when claims exceed your underlying policy limits.

Cyber Liability

Protection from data breaches, ransomware, and digital security risks.

Inland Marine

Protect tools, equipment, and materials wherever your business takes them.

Commercial Flood

Protect your business property from water damage and flooding.

Hired & Non-Owned Auto

Coverage when employees drive personal or rental vehicles for work.

Business Interruption

Protect lost income when your business temporarily closes unexpectedly.

Directors & Officers

Protect board members and executives from personal liability claims.

Tenant Improvements

Coverage for modifications and build-outs in your leased space.

Crime Insurance

Protect your business from employee theft, fraud, and financial crimes.

Builder's Risk

Coverage for buildings and materials during construction projects.

Liquor Liability

Coverage for businesses that serve or sell alcoholic beverages.

Excess Liability

Additional protection when claims exceed your primary policy limits.

Surety Bonds

Guarantee your contractual obligations with the right surety bonds.