Protect your business from off-road accidents, injuries, and lawsuits.
General Liability
Auto Liability
Mandatory coverage for injuries or property damage caused by your truck.
Covers employee medical costs and wages for work-related injuries.
Workers Compensation
Commercial Property
Covers buildings, equipment, inventory, and business property from damage.
Professional Liability (E&O)
Protects professionals from claims of errors, negligence, and inadequate work.
Commercial Umbrella
Additional liability coverage beyond primary policy limits for major claims.
Coverage Types
Commercial Insurance
Running a business is tough without the unexpected. Garland Insurance shops 30+ carriers to find commercial coverage that keeps your business protected, compliant, and ready for growth at a cost that fits your budget.
General Liability
Protect your business from third-party claims and lawsuits.
Commercial Property
Protection for your buildings, equipment, and business contents.
Workers Compensation
Coverage for employee injuries and required in most states.
Business Owners Policy (BOP)
Bundle property, liability, and income protection in one package.
Commercial Auto
Coverage for business vehicles from accidents, liability, and damage.
Professional Liability (E&O)
E&O coverage protecting professionals from negligence and error claims.
Commercial Umbrella
Extra liability coverage when claims exceed your underlying policy limits.
Cyber Liability
Protection from data breaches, ransomware, and digital security risks.
Inland Marine
Protect tools, equipment, and materials wherever your business takes them.
Commercial Flood
Protect your business property from water damage and flooding.
Hired & Non-Owned Auto
Coverage when employees drive personal or rental vehicles for work.
Business Interruption
Protect lost income when your business temporarily closes unexpectedly.
Directors & Officers
Protect board members and executives from personal liability claims.
Tenant Improvements
Coverage for modifications and build-outs in your leased space.
Crime Insurance
Protect your business from employee theft, fraud, and financial crimes.
Builder's Risk
Coverage for buildings and materials during construction projects.
Liquor Liability
Coverage for businesses that serve or sell alcoholic beverages.
Excess Liability
Additional protection when claims exceed your primary policy limits.
Surety Bonds
Guarantee your contractual obligations with the right surety bonds.
